Pablo Gray
Member
I'm going to move to the US that's why I'm interested in health insurance in the USA - is it compulsory, what types of health insurance exist, how much does it cost and where to get it?
Medicine in America is really very expensive, so you can not neglect insurance. Another powerful argument in favor of concluding a contract is that, according to the Affordable Care Act, medical insurance is compulsory for all legal residents of the country. For its absence, a fine is even provided (on average, $ 350-400).I'm going to move to the US that's why I'm interested in health insurance in the USA - is it compulsory, what types of health insurance exist, how much does it cost and where to get it?
Who is considered to be a legal resident?Medicine in America is really very expensive, so you can not neglect insurance. Another powerful argument in favor of concluding a contract is that, according to the Affordable Care Act, medical insurance is compulsory for all legal residents of the country. For its absence, a fine is even provided (on average, $ 350-400).
Legal residents are US citizens, holders of a green card, refugees, people who have received political or humanitarian asylum, and holders of non-immigrant visas (including work and student).Who is considered to be a legal resident?
Thanks for your reply!!Legal residents are US citizens, holders of a green card, refugees, people who have received political or humanitarian asylum, and holders of non-immigrant visas (including work and student).
Depending on the percentage of coverage of medical expenses, there are 5 basic insurance plans:What are the insurance plans?
Are dentist services included in insurance?Depending on the percentage of coverage of medical expenses, there are 5 basic insurance plans:
- platinum - about 90% is paid by the insurance company;
- gold - the insurance company pays about 80%;
- silver - the insurance company pays about 70%;
- bronze - the insurance company pays about 60%;
- minimum insurance - it is designed only for emergency cases and is available exclusively to persons under 30 years of age or to those who can confirm that they are in a difficult financial situation.
Dental and ophthalmic insurance are traditionally bought separately.Are dentist services included in insurance?
You can buy health insurance in the United States through the Health Insurance Marketplace. This is a kind of an insurance market. There is a national resource, but some states have their own sites.I'm going to move to the US that's why I'm interested in health insurance in the USA - is it compulsory, what types of health insurance exist, how much does it cost and where to get it?
On the federal website Healthcare.gov, the insurance plans of various companies are put together and you can choose the most suitable one yourself. After processing your data, you will be informed whether you are eligible for free insurance, whether discounts on market plans apply for you, and if so, in what amount. Next, you will need to compare all insurance plans and choose the most suitable.I'm going to move to the US that's why I'm interested in health insurance in the USA - is it compulsory, what types of health insurance exist, how much does it cost and where to get it?
HealthCare.gov serves most states, but 14 have their own sites. Therefore, if you live, for example, in New York, then you will automatically be redirected to a local site where you can view and compare various insurance plans and find out if you can count on financial assistance from the state.On the federal website Healthcare.gov, the insurance plans of various companies are put together and you can choose the most suitable one yourself. After processing your data, you will be informed whether you are eligible for free insurance, whether discounts on market plans apply for you, and if so, in what amount. Next, you will need to compare all insurance plans and choose the most suitable.